RED ALERT – What happens when you are gone?

The regular readers of More Than Money Saving blog know how important it is to run a home budget.  How important it is for the whole family to participate in budgeting. It would seem that if all of you play the same game, there is nothing to worry about because you have common goals …

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Budgeting Tools – why I use Excel

Before you go into creating your own home budget for detailed expenditure planning you should get a proper budgeting tool. There are people like me who are happy with the spreadsheet like Excel, others prefer to purchase a dedicated program for this purpose. There are many possibilities, but one thing is without any doubt – forget the use of pen and paper. Nowadays it should be done on the computer and not on paper. You can use IPad, laptop or even your phone…

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The Difference between a Financial Cushion and Emergency Fund

For many people Financial Cushion is this same as Emergency Fund. This article is dedicated to all those who don’t see the difference between the above funds. I would like to clarify the difference so that in the future nobody will have any problem with their definition.

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