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First of all, I have a confession to make – I am not going to discover an America ๐Ÿ™‚

Also, I will not give you ready-made recipes for success, or new ideas โ€œHow to become a millionaire in 7 daysโ€. Everything you will read in this blog is based on the knowledge acquired by me over last few years; to be presented here, in a simple and pleasant, but most of all understandable way.

When talking about personal finances, most of the people think first about investments: how to make the first million? How to make money fast on the stock market?, etc.. Others think about starting a business: how to set up great company? How to become another Bill Gates and Elon Musk combined.

And we usually forget about the third most important factor:

how to save money.

First of all, we need to take care of our personal finances. I know I am writing an obvious thing, but many people are still missing this fact. To invest you need a capital. Without capital there is no investment and without investment there is no money, this is a vicious circle. ย Uff, I finally said it ๐Ÿ™‚

You need take care about your personal finances every single day. And you may improve it by becoming reader of my blog ๐Ÿ™‚

And one more thing: you need to know that the content of this blog is purely an expression of personal views of the author and do not constitute any “recommendation”. Remember that making investment decisions is always your own responsibility.