Is $ 1.1 a lot? Usually the answer is “it depends” followed then by the sacramental ”but in what context” ?
I don’t know if you are a statistician Canadian or not, but for the purpose of this article, let say yes. $1.1 is small enough that most people don’t notice it; every time when I speak about paying attention to such small expenses I feel people think I am a scrooge. Continue reading “Don’t over-serve food”
Before you go into creating your own home budget for detailed expenditure planning you should get a proper budgeting tool. There are people like me who are happy with the spreadsheet like Excel, others prefer to purchase a dedicated program for this purpose. There are many possibilities, but one thing is without any doubt – forget the use of pen and paper. Nowadays it should be done on the computer and not on paper. You can use IPad, laptop or even your phone…
Why do we often mix up frugality with avarice ? Very often I hear people expressing very negative feelings toward idea of saving money and being frugal, denoucing thrifty people as parsimonious misers. This is a complete misunderstanding in my opinion. Here is how I see this